Payment Plan

The NCSF proudly offers easy payment plan options through Affirm Financing — without a catch — with rates as low as 0% APR for qualifying customers. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is the total you will actually owe.

Plus, check-out with our Affirm financing is easy. Just enter some basic information and get a real-time credit decision. Affirm will even confirm your purchase via text message to ensure your account stays secure.

Once approved, simply pick the loan that fits your budget. You’ll make real progress every month, and at the end of your loan, you’re free and clear. To learn more, read the Affirm FAQs.

*Your rate will be 0% APR or 10%-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

FEATURES:

• SPLIT YOUR PURCHASE INTO 3, 6, or 12 MONTHLY PAYMENTS
• 18, 24 OR 36 MONTH LOANS AVAILABLE (BASED ON PURCHASE PRICE)
• QUICK & SIMPLE APPLICATION
• REAL-TIME CREDIT DECISION
• PICK A PAYMENT PLAN THAT FITS YOUR BUDGET

This simple list is all you need to quality for Affirm financing.

1. Be a resident of the U.S. (including U.S. territories)
2. Be at least 18 years old (19 if you’re a ward of the state in Nebraska).
3. Have a Social Security number.
4. Own a phone number that receives SMS and is registered to the United States or U.S. territories.
5. Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.

*Your rate will be 0% APR or 10%-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

No, Affirm does not have prepayment penalties or fees for paying off your loan early.

Also, if you pay off your entire loan before the final due date, you will pay interest only for the period that you borrowed the money. Affirm rebates any unearned portion of the finance charge for the remaining loan period. To see the total pay-off amount, go to your Affirm account and click on "Make Payment."

Read Affirm's FAQs.

Pay over 3, 6, or 12 months with rates as low as 0% APR for qualifying purchases. 18, 24, and 36-month options are available at rates of 10%-36%.APR

Qualified customers can pay over 3, 6, or 12 months with rates starting at 0% APR. 0% APR is available on 3-month, 6-month and 12-month terms only. If you don't qualify, Affirm offers 10%-36% APR financing. They also offer loans over 18, 24 (for $1300+), and 36 months (for $1600+) at 10%-36% APR.

Qualification for all loans shall be determined by Affirm in its sole discretion. Affirm® financing allows you to spread your purchase over time with fixed monthly payments.

The quick and easy application process takes place at checkout. Just select Financing with Affirm® at checkout.

*Your rate will be 0%-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Affirm loans vary between 0 - 36% APR simple interest. There are no hidden fees or gimmicks. You pick the term that works best for you.

Approximately 80 percent of our customers qualify for 0 percent financing, which is only offered on the 3, 6, and 12-month term options. For those that do not qualify, Affirm offers 10% APR to 36% APR loans over 18, 24, or 36-month terms.

The corresponding finance charge is the only fee associated with an Affirm loan offered when enrolling in your program. We don’t charge late fees, service fees, prepayment fees, or any other hidden fees. Affirm strives to be more transparent and fair than any other form of financing.

*Your rate will be 0%-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Your first monthly payment will be due one calendar month from the date Affirm processes your loan. Affirm will send you an email and SMS text message to confirm all of your billing due dates.

Each monthly payment will be due on the same day of the month throughout the loan period. For example, if you obtain a loan with three monthly payments on January 1, your first, second, and third payments will be due February 1, March 1, and April 1, respectively.